--- title: Visa Instalments with BR-DGE description: Find out more about Visa Instalments Solution (VIS) accessed via BR-DGE payment orchestration; a solution that provides consumers with easy access to instalment payment options. image: https://landing.br-dge.to/hubfs/Thumbnail%20image_V2-01.png --- ![Visa (2)](https://landing.br-dge.to/hubfs/Visa%20(2).png "Visa (2)") # Introducing Visa Instalments Solution (VIS) API's with BR-DGE VIS is an innovative solution, providing consumers with frictionless and easy access to instalment payment options at your checkout. With access via a seamless single API integration, Visa Instalments can deliver significant benefits for you and and your customers, from increased basket value to loyalty and customer retention. Get in touch with us to find out more about how Visa Instalments could compliment your payment experience. #### The cost-of-living crisis is changing consumer spending habits With confidence is at an all time low, instalments solutions are experiencing great growth, as customers seek new ways to pay ### -40% consumer confidence was recorded in H1 2022 - an all-time low1 ### 80% of consumers surveyed have said that their purchasing habits have changed2 ### 1/3 of consumers in the UK are already using instalment solutions for purchases3 ## What is Visa Instalments Solution (VIS)? Today, consumers are looking for innovative ways to pay that offer flexibility, control and security.  VIS provides the option at checkout for consumers to pay for purchases over time, by dividing the purchase amount into smaller, equal payments. As one of the fastest growing payment methods, VIS provides a seamless checkout instalments offering which is proven to reduce cart abandonment, increase basket value and enhance flexibility and affordability for your customers.  BR-DGE are working in partnership with Visa, so you can now access Visa Instalments seamlessly via one single API integration.  ### Over one third of UK consumers are already using instalments, looking for greater flexibility, control and security ![AdobeStock_274989153 (1)](https://landing.br-dge.to/hs-fs/hubfs/AdobeStock_274989153%20(1).jpeg?width=6000&height=4000&name=AdobeStock_274989153%20(1).jpeg "AdobeStock_274989153 (1)") ### Provide a simple, secure and seamless payment experience with Visa Instalments: - Instalments can be offered to eligible cardholders of any bank that has signed up for VIS - Issuer pre-approves the credit, with no need for a new application - Works with existing debit and credit cards - there is no need for a new account - Single integration onboarding, meaning no additional work for you when new issuers sign-up - Seamlessly presents in the checkout environment ### Delivering powerful benefits to you and your customers ### Merchant benefits ## Sales growth 44% have increased sales due to BNPL being offered ## Retention 43% of UK BNPL users surveyed, said they spent more frequently ## Greater ticket spend 31% in another survey, spent more than planned because BNPL was available ![COF-06-1](https://landing.br-dge.to/hs-fs/hubfs/COF-06-1.png?width=230&height=554&name=COF-06-1.png "COF-06-1") ### Customer benefits ## Budget management 74% also said instalments helped them manage unexpected expenses ## Affordability 73% agreed instalments helped them purchase items they couldn't otherwise afford ## Flexibility 34% in a separate study confirmed they had abandoned a purchase due to BNPL not being available ## Interested in securing VIS for your payment journey? At BR-DGE we have worked closely with Visa to complete most of the implementation work on your behalf, making onboarding quick and easy. Fill out the form or [contact the BR-DGE team](mailto:info@br-dge.to) directly [mailto:info@br-dge.to](mailto:info@br-dge.to)to find out more. - (1) [https://rfi.global/report-bnpl-2022-global/](https://rfi.global/report-bnpl-2022-global/) - (2) [https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/expenditure/articles/whatactionsarepeopletakingbecauseoftherisingcostofliving/2022-08-05#:~:text=Chart%20showing%20that%20of%20the,journeys%20or%20shopping%20around%20more](https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/expenditure/articles/whatactionsarepeopletakingbecauseoftherisingcostofliving/2022-08-05#:~:text=Chart%20showing%20that%20of%20the,journeys%20or%20shopping%20around%20more) - (3) Cspace 2021 Visa BNPL exploring customer behaviour and the implications of the BNPL use, pg 5  - [Products](https://br-dge.to/products/) - [Integrate](https://br-dge.to/products/bridge-integrate/) - [Connect](https://br-dge.to/products/bridge-connect/) - [Optimise](https://br-dge.to/products/bridge-optimise/) - [Vault](https://br-dge.to/products/bridge-vault/) - [Insights](https://br-dge.to/products/bridge-insights/) - [White Label](https://br-dge.to/products/bridge-white-label/) - [Knowledge Hub](https://br-dge.to/knowledge-hub/) - [Blogs](https://br-dge.to/blogs/) - [Podcasts & Webinars](https://br-dge.to/podcasts-webinars/) - [Case Studies](https://br-dge.to/case-studies/) - [Press](https://br-dge.to/press/) - [FAQs](https://br-dge.to/faqs/) - Company - [About](https://br-dge.to/about-us/) - [Careers](https://br-dge.to/about-us/careers/) - [Events](https://br-dge.to/events/) - [Documentation](https://docs.br-dge.io/docs/introduction) - [Contact](https://br-dge.to/contact/) Social [mailto:info@br-dge.to](mailto:info@br-dge.to) - [Terms of Use](https://br-dge.to/terms-of-use/) - [Privacy Policy](https://br-dge.to/privacy-policy/) © Comcarde Limited. 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